Your Home Insurance Specialist

Prosperity Insurance Group offers insurance for the primary residence, seasonal, secondary homes and investment properties, as well as condominiums and town homes. We also provide services and effective and efficient methods of communication with our office for the out of state or out of country property owner. We partner with multiple insurance carriers to provide you with more options and competitive rates for:

  • Single Family Homes
  • Condominiums
  • Waterfront Homes
  • Luxury Estates
  • Investment Properties
  • Townhome Rentals

What is Homeowners Insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

For more information, please contact The Prosperity Insurance Group. For a complimentary home owner's insurance quote, please fill out this quick and easy form which has been provided for your convenience. An agent will contact you promptly with the information you've submitted already on hand. In addition to homeowners insurance, we provide auto, flood, personal, umbrella, as well as coverage for jewelry and fine art pieces.

We invite you to call or email us today for a free consultation and no-obligation proposal for any or all your insurance needs. We look forward to hearing from you. CALL OR EMAIL US TODAY! Or you can use our convenient online form to get in touch.